consumer affairs bermuda

How do I file a complaint against a business or contractor?

Whether your problem is a defective appliance or receiving poor workmanship, follow these steps to resolve your issue:

  1. Make an informal request for redress (in person) to a person of authority such as the manager or business owner to allow them the opportunity to rectify the problem;
  2. Make a formal request for redress (in writing) to the business or contractor so as to provide a legal “paper trail” of the dispute;
  3. File a complaint with Consumer Affairs so that we may guide you in acquiring redress, and to provide mediation or enforcement if the issue is a criminal case.  You may easily file a complaint on this site;
  4. Consumer Affairs will guide you through the procedures of Small Claims Court if mediation is unsuccessful or if the matter extends beyond our jurisdiction of enforcement.

Complaining in Person

Complaining in Writing

If you have problems with a business or organization and speaking with them about your complaint has not obtained redress, craft a carefully worded letter.  You may download sample letters of complaint on this site. 
In order to draft an effective letter of complaint you will need the following:

If you are not satisfied with the response to your letter, or if you get no response, then you will have to file a complaint with Consumer Affairs in order to receive mediation.
*To file a complaint with Consumer Affairs click here.

Alternatively, you may have to consider using the small claims procedure at Magistrate's Court.  Consumer Affairs will guide you through this process.

What Consumer Affairs can and cannot do when a consumer files a complaint?

A person can file a complaint with Consumer Affairs in one of the following ways – phone, fax, e-mail or on our web site. Once the complaint is received the details are entered into a complaint database system and the complaint/inquiry is then assigned to and reviewed by an Enforcement Officer.

 

In order for an Enforcement Officer to advise accordingly, the consumer is asked to:

An Enforcement Officer then does the following:

 

If an Enforcement Officer has reasonable cause to believe an offence has been committed by an individual or company under the Consumer Protection Act 1999, he or she has the authority to enter premises, seize any relevant documents and products and make test purchases.

 

If the mediation is not successful and the problem has not been resolved, the consumer is then advised to seek legal advice and/or have the case heard in a court of law.

 

Consumer Affairs cannot do the following:

 

Anonymous calls are not accepted. Complainants must give their real name.

All calls are treated fairly, professionally and confidentially. 

Consumer Affairs does not deal with the following: